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2025 Commonly Overlooked Tax Reliefs Reminder

Posted LnCoadmin

The following is a summary of commonly overlooked personal tax reliefs in Malaysia for 2025. Please ensure your eligibility before claiming, and keep all relevant supporting documents.

1.Voluntary EPF Contribution

Tax-deductible items:

  • Voluntary contributions made through the official KWSP channels 

Deduction limit:

  • Up to RM3,000 

Note:

  • Voluntary contributions may qualify for additional incentives from KWSP 

Keep proof of payment, KWSP screenshots, or receipts

2. Private Retirement Scheme (PRS)

Tax-deductible items:

  • Personal contributions to PRS as long-term retirement savings 

Deduction limit:

  • Up to RM3,000 per year 

Note:

  • Keep annual PRS statements or payment receipts 
  • Contributions must be made within the same assessment year to qualify

3. SSPN Savings Plan

Tax-deductible items:

  • Contributions deposited into SSPN education savings 

Deduction limit:

  • Up to RM8,000 per family 

Note:

Only SSPN deposits qualify; other education funds do not

4. Lifestyle Expenses

Tax-deductible items:

  • Purchases of mobile phones, computers, tablets, books, sports equipment, gym memberships, and other daily lifestyle items 

Deduction limit:

  • Combined annual limit of RM2,500 for all categories 

Note:

  • Keep official receipts as proof for tax deduction purposes

5. Full Medical Check-up

Tax-deductible items:

  • Personal comprehensive medical check-up 

Deduction limit:

  • RM1,000 (independent limit under medical relief category) 

Note:

  • Keep invoices or receipts from the medical provider

**Data updated on 18.11.2025